motor insurance policy wording pdf

Here, you main Policy covers: Section 1: Loss or Damage to the Insured Vehicle .................21 Section 2: Third Party Liability ...............39 Section 3: Enhanced Motor Protection Covers ...................59 We have categorized our enhanced covers into the following for your ease: YOUR CONTENTS GUIDE. <> NOW THIS POLICY WITNESSETH ... under or by virtue of the provisions of the Motor Vehicles Act. 200412212G PRIVATE MOTOR CAR INSURANCE POLICY Here is your new insurance Policy. PRIVATE CAR PACKAGE POLICY WORDING respect of any one accident. 4 0 obj h�b```��@� � 20EY8&0� o� ɲ� At?p��f��d��ń�Fs��Y�V2�Z��@R�\�l_9�5Fs�ώ��W8��Ic�l�}p��Z��X�g��. endobj Please examine it together with the Schedule, to make sure that you have the protection you need. This section provides a driverwith motor legal expenses cover as detailed below, whilst driving an insured vehicleanywhere within the territorial limits. Head Office: Sun General Insurance POLICY DEFINITIONS > Period of insurance The length of time for which your policy runs as specified in your schedule. RV_Wording_Booklet.pdf 3 2018-05-15 2:16 PM Insurance cannot be a source of profit. Download HDFCERGO - Policy Wordings of Motor, Health, Travel, Home and Personal accident endobj Take pictures of the accident scene with your mobile phone. In this policy, the words ‘you’, ‘your’ and ‘yours’ refer to the person(s), or any legal entity, named as the policyholder specified in your certificate of motor insurance and your schedule. your motor insurance policy ST. LUCIA This is a sample Policy document that provides full wording for all the covers we offer. Recycled parts Parts that are recycled from other cars including parts denoted by the motor trade industry as "green". This is your Premier car policy wording. Private Car Insurance Policy Summary ... Full terms can be found in the Policy Wording, which is contained within this document. Motor legal expenses up to £100,000; Agreed value option for prestige vehicles and classic cars, with valuation certificate *All insurance policies are subject to terms & conditions fully detailed in the policy wording. 2 0 obj Schedule The document which identifies the policyholder and sets out details of your policy cover including This policy wording is evidence of a legally binding contract of insurance . WD-APC-UK-MOTLEG(1) 18785 05/18. ��芡��"_܄dc��w�Q�C�&7�`��`e /��*��i@�� 1342 0 obj <> endobj 0 Certificate of Motor Insurance; d) By or driven by or is in the charge of any person not fully licensed to drive such vehicle or Motor Car in Your duty of disclosure Before you enter into an insurance contract, you have a duty to tell us anything that you know, or could reasonably be expected to know, may affect our decision to insure you and on what terms. Once you have bought your Policy you will be provided with the documentation specific to what you have requested. Policy, or a Nominated Driver Low Kilometre Motor Vehicle Insurance Policy, and your vehicle is driven by someone other than a nominated driver, and that driver is 25 years of age or over, we will: • double the basic excess, and • double the inexperienced driver’s excess (if applicable). �M� �S#*�_��E7�U��1��EA�B��R this document) the Policy Schedule and any other memoranda and Endorsements 1378 0 obj <>stream Certificate of Motor Insurance Evidence of the existence of motor insurance as required by law. Do not admit liability, seek settlement or offer to negotiate. endobj Car Insurance Policy Booklet. Sketch a rough diagram of the accident scene. Motor Vehicles Rules, 1989, at the time of the accident. These documents are available in Your Account at https://www.hedgehoginsurance. 6 Part B: Your Rights and Responsibilities This part of the PDS and Policy Wording applies to all Policy Sections described in Part G.All policyholders need to read Part B. However, in the event the policy is a Named Driver policy, the Insured must inform the Company Your policy wording. 1364 0 obj <>/Filter/FlateDecode/ID[<4A7C8D214B7046B3842352157C5A9FB6><7CA24BAB30B6444089E7F11E48E56D6B>]/Index[1342 37]/Info 1341 0 R/Length 107/Prev 427460/Root 1343 0 R/Size 1379/Type/XRef/W[1 3 1]>>stream If you need the policy booklet information in large print, audio or Braille, please call us on: 0370 533 2211. Motor –legal expenses cover. Welcome ... certificate of motor insurance. PRIVATE CAR PACKAGE POLICY WORDING-1-AGE OF VEHICLE % OF DEPRECIATION FOR FIXING IDV ... occurring during the period of insurance. ]~�j��ay�n��on_�\�7�,߾�]~�-��:��W�8��/:��e�?¨��n�@� ��kw��W�W��W��]�uP�-["�y��v��3 ��!��ϐ�szAʖ�1�#��/�D�_��᧾��r�0!�(��om��/9�H�טߐi�ꂮ8�wlr,%��&�5��[^��ܻ=��#��0��`�k��Q>M��.�Ɯ�E��b(\�`�*)/ �҆=��y�E�x��t��{��hY�k;�K�S�eJ�Y��=��:畄��0Le��q͇�y� f��HPX[^>"��c�� A�=z\S�y��b74�Ձ vϸBVjl�h <>/Metadata 3194 0 R/ViewerPreferences 3195 0 R>> Car insurance policy document (viewable in pdf, file size 836 KB) If you choose to download our Car Insurance policy document, it will arrive on your computer in PDF format. It is only designed to indemnify you against losses or expenses incurred by you or for which you are liable. please read it carefully together with your schedule, statement of fact and the certi cate of motor insurance, as together these documents form the contract between you and the insurer. Future Secure Motor Insurance for. Quantum Insurance Ltd will insure You in accordance with and subject to the terms of this Policy in consideration and subject to the payment to Quantum Insurance Ltd of the premium for the period of Insurance. Policy Your policy is made up of: • the record of information that you have provided to us; • this policy booklet; • your schedule; and • your certificate of motor insurance. It contains details of who may drive the Insured Vehicle subject to any Clause(s) specified on the Policy Schedule and describes the purposes for which the Insured Vehicle may be used. The General terms and conditions and the following terms and conditions all … Motor Insurance Policy The Insured should read this Policy, the Certificate of Motor Insurance and Schedule carefully, to make sure that the Insured has all the cover that the Insured needs. Acromas Insurance Company Limited has agreed to insure you for the cost of claims under this policy subject to the terms, conditions and exclusions contained in this policy wording during any period of insurance for which you have paid or agreed to pay the policy premium. If it is shown on your certi cate of motor insurance, this policy provides the same cover as shown in 4.1 above when you are driving any other car in the geographical limits as long as you do not own it and it is not hired or leased to you under a hire purchase or lease agreement. Signed on behalf of Quantum Insurance Ltd. Devesh Biltoo Chief Operations Officer Your Motor Policy Wording Policy This policy wording for your motor insurance together with your schedule and certificate of motor insurance. x��Y[��~?��aw �� Y�jcBB��;��kw�9gV^Yج�W�]_ݺ�f��C.aum�uMi�k��K˯? Document type: Wordings. PFLT010119 Motor Fleet Insurance Policy Wording (PDF 720KB) Wording summary. This Policy is subject to the terms and conditions: † for the Period of Insurance shown in the Schedule; and † any subsequent period, �� X�Y NIG policies are underwritten by U K Insurance Limited. Schedule The document which describes: • you; You can then choose to read it or save it on your computer. 3 0 obj %PDF-1.6 %�� RD��y��a,�~:�Ł�g�3�]��C�>�˖��&\�"@ 5� *�o�� '��0�K��çn��NFA85��SU��q�B��=�q��78A�'��̨]��b��\��nʹ&avF+&6 � )�/5�ƀ�zd;�W PRIVATE CAR -POLICY WORDINGS. �`X.�� A�B��F��B圝��4,�&�d��K��`YA��ā��+�a6�b\��T�~팍�R�Ul�d`�u��D�q Motor Insurance The Policy Policy coverage attaching to and forming part of Policy of Insurance Welcome to your AXA General Insurance Hong Kong Limited Motor Insurance Your Policy consists of the Application the terms & conditions as shown in the Policy wording (i.e. this Policy the Company will bear the reasonable cost of protection and removal to HDFC ERGO General Insurance Company Limited STANDARD FORM FOR PRIVATE CAR PACKAGE POLICY Policy Wording 1 Registered & Corporate Office: 1st Floor, HDFC House, 165 - 166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. Dent Removal Assistance: Call 800-DENT (3368) and quote your car policy number for assistance. Clause(s) Sets out any special terms applying to Your Policy and are General exceptions The Company shall not be liable under this Policy in respect of 1. Call us on 0344 893 8360 to speak to one of our expert advisors. First published: 28 January 2019. No. %PDF-1.7 You can also contact us … This policy contains various exclusions and limitations that eliminate or restrict coverage. Please read it carefully. 2 of 33. 1 0 obj Future Generali India Insurance Company Limited, Corporate & Registered Ofﬁce : 6th Floor, Tower - … ( Applicable to all Sections of the Policy) (b) being driven by or is for the purpose of being driven by him/her in the charge of any person other than a Driver as stated in the Driver's Clause. {��A'�(u� �pb(�GY��&5Dɡ��Syr��RC�v6�NN�^�J�kzEt3�� /��! endstream endobj startxref Please take time to read through all these documents that contain important information about the details you have given and check that the information is correct. Future Secure Motor Insurance for PRIVATE CAR -POLICY WORDINGS . Х��d��|(��. Report the accident to %�� View Document (PDF 719KB) QBE Footer Logo. Please note: Motor trade insurance policies of any type are excluded. registration number, the name of their insurance company and their policy number. Auto Secure – Private Car Package Policy UIN: IRDAN108RP0002V01200001 2 Tata AIG General Insurance Company Limited - Registered Office: Peninsula Business Park, Tower A, 15th Floor, G.K. Marg, Lower Parel, Mumbai – 400013 24X7 Toll Free No: 1800 266 7780 Fax: 022 6693 8170 Email: customersupport@tataaig.com Website: www.tataaig.com The words ‘we’, ‘us’ and ‘our’ mean AIG Europe Limited. MSIG Insurance (Singapore) Pte. com stream The estimated cost of such repair including replacements, if any, does not exceed ` … @g�$�� Ltd 4 Shenton Way #21-01 SGX Centre 2 Singapore 068807 Tel: (65) 6827 7888 Fax: (65) 6827 7899 Co. Reg. The insured may authorise the repair of the vehicle necessitated by damage for which the Company may be liable under this Policy provided that : a. <>/ExtGState<>/XObject<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/MediaBox[ 0 0 596.04 843] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> If the Insured transfers the Motor Vehicle to another person, it is deemed that the latter is the policy holder of this policy and the Company is liable per the insurance policy for the remaining of the policy period. <> h�bbd```b``~"W�H&�:,��`0[L~�� +D��k "'��z@la- ��֍��,H�� Assistance Accident or Vehicle Damage: Call 800-8181 and quote your car policy number for assistance. The contract of insurance is between the Insurer and the Insured. AXA Car Insurance. Private Car Third Party Insurance Policy Wording (Eng) (PDF, 1034.37KB ) Motor Insurance Proposal Form (PDF, 636.41KB ) Private Car Insurance Policy Wording - Before 21 Oct 2016 (Eng) (PDF, 202.74KB ) Private Car Insurance Policy Wording - Before 21 Oct 2016 (BM) (PDF, 206.43KB ) Motorcycle Insurance Policy Wording - Before 21 Oct 2016 (Eng) (PDF, 140.09KB ) If anything is %%EOF Car Insurance Policy Wording Claims For car insurance claims, call us on +971 4 601 4455 or write to us at myclaim@aig.com within 24 hours of an accident. Vehicle is being used by any permitted driver, a comprehensive Motor Insurance Policy held by them in respect of Your Vehicle. Last updated: 18 February 2019.
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